Chapter 7 Bankruptcy
Discharge qualifying credit card and medical debt and get a clean financial slate — in most cases while keeping your home and car.
Discuss your caseBenjamin Law · Bankruptcy Law Attorneys
Bankruptcy Isn’t the End — Talk to a trusted Bankruptcy Lawyer serving Columbia, SC
Stop creditor harassment, protect your home and car, and get a fresh start. Attorney Ben Matthews has helped hardworking South Carolinians for more than 30 years — with flat-fee pricing and 0% interest payment plans.
- Free, confidential consultation — no obligation
- Flat-fee pricing with 0% interest payment plans
- Video and phone consultations available
Get your free case evaluation
Tell us a little about your situation — a member of our legal team will reach out to schedule your free, confidential consultation.
100% confidential. Your information is never shared or sold.
Prefer to talk? (803) 500-4070
30+Years of Practice
2South Carolina Offices
4.5★Google Rating
0%Interest Payment Plans
Practice areas
How our bankruptcy law attorneys can help
Whatever brought you here today, we handle it start to finish — clearly, quickly and at a fee you approve in advance.
Chapter 13 Bankruptcy
Repay overdue debt over three to five years in affordable monthly payments, while keeping all of your property.
Discuss your caseStop Foreclosure
Behind on your mortgage? Filing can halt foreclosure and protect your home while we work out your options.
Discuss your caseStop Wage Garnishment & Creditor Calls
Stop harassment by collection agencies, creditor lawsuits and wage garnishment — often within days of filing.
Discuss your caseStop Repossession
Get a repossessed vehicle back or stop further repossession while you work through your case.
Discuss your caseSmall Business Bankruptcy
Guidance for South Carolina small business owners considering liquidation or reorganization.
Discuss your caseSee how we help
Hear directly from Benjamin R. Matthews himself
Why families choose us
Serious legal work, without the runaround
Talk to attorney Ben Matthews — not a call center
We're not lawyers on TV selling legal services like a fleet of cars. We handle every case ourselves, and when you call, you talk to us directly.
Flat fees, plus 0% interest payment plans
You'll know your cost up front, in writing — with 0% interest payment plans available. No hourly meters, no surprise invoices.
Video & phone consultations available
No time to come to our office? Meet with an attorney by phone or video conference — free and convenient.
30+ years serving South Carolina
Attorney Ben Matthews has been fighting for the rights of South Carolinians for more than 30 years, from offices in Columbia and Rock Hill.
Your legal team
Meet the attorney who will handle your case
Not a referral network. Not a lead broker. You'll work directly with the attorney below.
Ben Matthews
Founding Attorney · Benjamin R. Matthews and Associates, LLC
Bankruptcy attorney Ben Matthews has been fighting for the rights of people in South Carolina for more than 30 years, helping hundreds of hardworking families get a fresh start. He's also the author of "When Debt Hits the Fan" and host of the Debt Sucks podcast.
30+ Years' ExperienceAuthor, "When Debt Hits the Fan"Host, Debt Sucks Podcast
Also on our team: Joshua McGlone · Sherry Bracey · Nikki Powers. Headshots and bios coming soon.
Client reviews
What our clients say
4.5 out of 5 — based on 161 Google reviews
Five-star experience so far. The firm has been very patient with me, and Mr. Matthews has been there every step of the way to explain everything so that I could understand the process.
A.S.Client review
The service we've received has been very exceptional.
M.Google review
Attorney Matthews and his staff are very professional and personable.
L.Google review
How it works
Getting help takes three simple steps
1
Reach out
Call us or send the short form. It's free, confidential, and there's zero obligation.
2
Meet your attorney
Talk with an attorney — by phone, video or in person — and leave with clear options and a flat-fee quote.
3
We take it from there
Once you decide to move forward, we handle the filing, deadlines and court appearances — and keep you informed the whole way.
Common questions
Answers before you even ask
Yes. Your first consultation is completely free and confidential, with no obligation. Call us or send the form and we'll set up a time to talk.
We work on flat-fee pricing, quoted upfront, with 0% interest payment plans available so you know your cost before any work begins.
Chapter 7 discharges qualifying unsecured debt like credit card and medical bills. Chapter 13 lets you keep all of your property while repaying overdue debt over three to five years in affordable payments. We'll help you figure out which fits your situation.
In most cases, no. South Carolina bankruptcy exemptions are designed to let you keep your home, your car and key possessions while you get a fresh start.
Yes. Video conferencing is available if you can't make it to our Columbia or Rock Hill offices — free and convenient.
One call away
Talk to an attorney today
Get clear answers about your bankruptcy law matter. The first conversation costs nothing — and it might be the most important call you make this year.
(803) 500-4070
Free consultation
Flat-fee pricing
Video consults available